£2,500

• You may be paying off debt or working to build savings, but you also have access to steady income

• You do NOT spend mosto f your time thinking about meeting basic needs such as food, shelter, medical care, child care etc.

• Making this investment might mean you might have to cut back on some discretionary spending in your life (such as going out to dinner, buying coffee, buying a new outfit, or going on vacation), but the sacrifice is short-term, and will not harm you in the long term.